Commerce Lexington Inc.
330 East Main Street, Suite 100
Lexington, KY 40507


859-254-4447




Better Business Bureau of Central & Eastern Kentucky

Bluegrass Area Development District

Kentucky Commerce Cabinet

Commerce Lexington Inc.

Downtown Development Authority

Downtown Lexington Corp.

Kentucky Minority Business Council

Kentucky Cabinet for Economic Development

Kentucky Commission on Small Business Advocacy

Kentucky Small Business Development Centers

Kentucky World Trade Center

Lexington Young Professionals Association

One-Stop Business License Program

U.S. Small Business Administration


Access Loan Program

MISSION STATEMENT

The Access Loan Program’s mission is to provide easier access to the financing and helpful business advice that you need to start or grow your business. This program is committed to fostering economic growth and enhancing business opportunities for minorities, women, and small businesses.

ABOUT THE PROGRAM

Commerce Lexington and the area’s leading banks and financial institutions have teamed up in the Access Loan Program to improve your odds of getting approval for a loan that matches your business needs. There are no guarantees, but you will know what your chances are of securing the credit you desire. The Program will provide valuable feedback from experts in the lending community to assist you in putting together a business plan and gathering information that is important to your success.

Qualifications

How to Apply

LOAN CHECKLIST - WHAT YOU'LL NEED:
  • Access Loan Review Data Sheet
  • Personal Financial Statement
  • Tax Returns for the last three (3) years (business & personal)
  • Business Plan
  • Sources & Use Document
  • Marketing Plan
  • Financial Projections for three (3) years
  • Resume

*Note: Return loan package with the above completed information and in this order. Incomplete packages will not be processed.

PARTICIPATING ENTITIES:
American Founders Bank
Bank of the Bluegrass & Trust Co.
BB&T
Central Bank & Trust Company
Chase
Community Trust Bank
Fifth Third Bank
First State Financial
Integra Bank
Kentucky Bank
LFUCG Mayor's Office of Economic Development
Paramount Bank
PNC
Republic Bank & Trust
Small Business Development Center
Traditional Bank of Kentucky, Inc.
US Small Business Administration
U.S. Bank

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